Most occupations are insurable

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Most occupations (including some dangerous jobs) can be insured with income protection or disability insurance, supplemental insurance, accident and illness, long-term and short-term disability, hands insurance, body parts insurance, eyes insurance, legs insurance, full body insurance coverage. Some offshore jobs are hard to cover, underground mining, offshore pipe layers, underwater welders, offshore oil rig workers, etc. but certain companies still accept these groups.

Look for your occupation in the list below and see if your income can be protected in case you get sick or hurt:  (hit CTRL+F and type your occupation to find it in the list)

• Accountant; CPA
• Actor, Actress
• Actuary
• Acupuncturist
• Advertising – Executive, Sales
• Aerobics teacher
• Agent (see specific industries)
• Agriculture industry: dairies, farms, hatcheries, orchards, ranches – owner, supervisors, farm or ranch hand
• Agronomist
• Airlines: security personnel (armed or not), flight attendant, pilot
• Alarm Installer
• Ambulance driver
• Anesthesiologist
• Announcer
• Antique dealer: sales, refinishing, repairing
• Apartment building manager, other staff
• Appliance repair
• Appraiser (real estate)
• Aquatic therapist
• Architect
• Armed forces
• Artist – commercial or self-employed/ freelance
• Asphalt worker
• Assembly line worker
• Assessor
• Astronomer
• Athlete, sportsman
• Athletic trainer
• Attorney
• Auctioneer
• Auditor
• Author, writer
• Automobile industry: car dealership (new or used), manager, sales, service, garage, mechanic, attendant, proprietor, body repair, painting, wholesaler, detailer, glass installer, parts man, transporter, delivery.
• Aviation: ticket manager, mechanic, air traffic controller, flight attendant, pilot
• Backhoe operator
• Bailiff
• Bakery: manufacture and retail, proprietor, supervisor, baker, delivery, skilled workers
• Banking: officer, bookkeeper, teller, guard
• Barber
• Bars: manager, bartender, waiter, waitress, owner, all others
• Basement Waterproofer
• Beautician, nail technician, hair stylist, hairdresser, cosmetician
• Bed and breakfast owner
• Beekeeper
• Bicycle repair
• Big Game guide, tourist guides
• Billboards, signs, marketing
• Bill collectors, reposessions
• Biologist, marine biologists, etc
• Blacksmith
• Boat Captain
• Boilermaker
• Bondsman: bail, other
• Bookkeeper
• Botanist
• Bowling alleys: managers, supervisors, other staff
• Breweries – see also liquor industry
• Bricklayer, brick masonry
• Bridge building and/or maintenance
• Bridgetender
• Broker: commodity, real estate, stock brokers
• Building manager, superintendent, supervisor, commercial or residential
• Bulldozer operator
• Burglar alarm installer
• Bus driver
• Business machine repair
• Butcher, slaughter house
• Buyer: department stores, furs, hides, pelts, other
• Cabinet maker
• Candlemaker
• Carpenter
• Carpet layer, cleaner
• Cartographer, map maker
• Cashier
• Casino employee: gaming industry, all gaming activities employees, gamble, poker card dealer, other staff
• Caterer: proprietor, supervisor, staff
• Cattle breeder
• Cell phone tower repairs, installation
• Chauffeur
• Check cashing company
• Chef, cook, restaurant owner, staff
• Chemist: consulting, analytical, laboratory, other
• Chimney sweep
• Chiropractor
• Choreographer
• Cleaning industry: dry cleaner, laundry, dyer, counter clerk, worker, proprietor, manager, delivery
• Clergy
• Clerk: office, sales, or see specific industry
• Coach: college, professional, football, soccer, baseball, NFL, NBA, MLB, etc.
• Coin dealer
• Collection agency
• Composer
• Comptroller
• Computer industry: consultant, programmer, systems analyst, security specialist, computer operator, engineer, service, repairs, other skilled workers
• Concert/ event promoter
• Concrete and cement finisher
• Construction: building, highway, general, superintendent, supervisor, estimator, timekeeper, foreman, on-site supervision, laborer, heavy equipment operator, heavy machinery operator
• Consultant: marketing, engineering, financial, insurance, all other industries
• Contractor: owner, major stock holder, builders, construction employees, laborer, staff, supervisor
• Controller (financial)
• Convenience store owner, staff, clerk, cashier

• Cook
• Cosmetic sales
• Cosmetologist
• Courier and parcel service industry:  office worker, delivery, other
• Court reporter
• Crane operator
• Crop duster
• Curator: library, museum, art gallery
• Custodian
• Dairy industry (see agriculture)
• Dance teacher
• Dancer, ballet dancer, showman
• Day care, kindergarten, nursery, adult care – office staff, teachers, attendants
• Day trader – stock trader
• Dental: dentist, assistant, hygienist, denturologist, lab worker, technician
• Dermatologist
• Detective: private, under cover
• Diamond cutter
• Dietitian, food preparation
• Dishwasher  – see Restaurnt
• Disk Jokey
• Dispatcher – taxi cab, others
• Diver
• Dock worker
• Dog catcher
• Domestic servant
• Draftsman
• Driving instructor
• Druggist – see Pharmacist
• Dry cleaning – see cleaning industry
• Dry wall installer
• Economist
• Editor
• Electrician – building on ground duties
• Electrologist
• Electroplater
• Elevators: inspector, repairs, installation
• Embalmer
• Employment agent
• Engineers: professional, consulting work, office work, field supervision, stationary, etc
• Engraver
• Entertainer
• Evangelist
• Event planner, promoter
• Executive – see specific industries, administrative and managerial duties
• Exporter or importer
• Exterminator
• Farmer – also see Agriculture
• Farrier, horse shoer
• Fast food industry: employees, owners, managers
• Fencing instructor
• Fiberglass worker
• Financial planner
• Firefighter
• first mate – cruise ship
• Fishing industry
• Flight service specialist
• Floor finisher
• Floral industry: sales or arranging, delivery, greenhouse employee
• Food industry: FISH INDUSTRY – supervisors, superintendent, skilled worker, fish farms, shrimpers, catfish farms, oyster farms, fishermen; FOOD PROCESSING INDUSTRY – manager, superintendent, supervisor, foreman, packer, machine operator, inspector; MEAT INDUSTRY – packing, slaughter house, foreman, etc.
• Food truck oenwer
• Food vendor
• Forest ranger
• Fork lift operator
• Funeral director, embalmers
• Furniture finisher, repair
• Furniture mover
• Game warden
• Garbage collector, owners, workers
• Gardener
• Gas industry – see oil and natural gas industry, or Utility industries
• Geologist: office work, consulting, field supervision, offshore, other
• Glass blower
• Glazier
• Golf player, golf course proprietor, manager, greenskeeper, professional teaching or resident
• Government and legal services, state of federal attorneys, assessor, bailiff – court duties or carrying a weapon, FBI, CIA agent – desk duties or field
  • Coroner
  • Court reporter, stenographer
  • Customs inspector
  • FBI – agent, air marshal, ATF, Bureau of alcohol, tobacco, firearms and explosives
  • Firefighting – chief, marshal, superintendent, firefighter, paramedic, EMT
  • Government official – elected or appointed
  • Health official – office duties or field duties
  • Immigration official or inspector
  • Inspector – building, construction, elevator, structural metal
  • Internal revenue worker
  • Judge
  • Lawyer
  • Legal secretary
  • Military – civilian contractors
  • Paralegal assistant
  • Park ranger
  • Police and other law enforcement officers: border patrolman, chief, lieutenant, sergeant; desk duties, making arrests, detective, police officers, detectives, pardon officer, parole officer, probation and truant, other officers
  • Postal worker: carrier, counter clerk, officer or supervisory, postmaster
  • Prisons and other penal institutions: warden, superintendent, chaplain, guard, jailer, keeper
  • Public administrator
  • Street cleaner – mechanical or manual operation
  • Toll collector
  • Traffic manager
  • Truant officer
  • TSA agents and staff
  • Warden – game and fish, fire
  • Welfare counselor, welfare workers, office work, investigating, making reports
• Graphic artist of graphic designer
• Greenhouse workers
• Grocery workers, managers, cashiers, checker, stock clerk, butcher
• Guard: armored car, bank, guard, watchman, hotel, store, industrial plant, mine, railroads
• Guide – hunting and fishing, tourism
• Gunsmith
• Gutter installer
• Hairdresser
• Hand sign interpreter
• Hazardous waste cleanup
• Heat treater
• Heating and air conditioning, installation, repair
• Health club – proprietor, attendant, instructor, staff
• Holistic practitioner
• Homemaker
• Homeopath
• Horse massage therapy
• Horse shoer, farrier
• Horse trainer, breeder
• Horticulturist
• Hospital employee – see Medical services
• Hotel, motel, hospitality industry – manager, clerk, bellhop, valet, maid
• House cleaner – self employed or employees
• House mover
• Hunting guide
• Ice skating instructor
• Importer or exporter
• Inspectors: building, elevators, home, structural
• Instrument music player
• Insulation installer
• Insurance industry: adjuster, agent, broker, inspector, investigator
• Interior decorator – consulting, office duties, sales, designer
• Internet sales
• Janitor
• Jeweler: sales, handwork
• Jockey
• Judge
• Junk dealer
• Karate instruction: owner, instructor
• Kennel worker
• Laboratory worker: supervisor, registered medical technologist, technician, other staff
• Landscaper
• Lather
• Laundry – see Cleaning industry
• Lawyer
• Lecturer
• Lens grinder
• Librarian
• Limousine driver
• Liquor industry: brewery, distillery, winery managers, chemists, inspectors, supervisors, blenders, collectors, distillers, yeast maker, other; Alcohol retail package: clerk, manager, proprietor, etc. Wholesale alcohol distributor: supervisor, manager, office duties, sales, other staff. Liquor truck driver
• Lithographer
• Livestock yards: buyer, inspector, supervisor, other staff and workers
• Lobbyist
• Locksmith
• Longshoreman
• Lumber industry: logging, inspector, scaler, surveyor, tallyman, mills foreman, grader, inspector, maker, saw filer, stationary engineer, other workers; Yards: foreman, inspector, sealer, tallyman, etc.
• Luthier – making stringed musical instruments
• Machine operator
• Machine shops: machinist, machine operator, skilled worker, other staff and workers
• Maid (hotel/motel)
• Manicurist
• Manufacturing industry: manager, office staff, manufacturer, representative, superintendent, supervisor, other staff and workers.
• Marine industry: captain, harbor pilot, ship’s pilot, riverboat captain, lobster fisherman, etc.
• Mary Kay cosmetic sales
• Mason: brick mason, stone mason
• Massage therapist: licensed, affiliated with a medical facility or self-employed
• Mechanic
• Media industry: magazine, newspaper, radio, TV, Internet, online personalities, staff, newscasters, documentarian
• Medical services:
  • Accupuncturist
  • Allergist
  • Anesthesiologist, anesthetist
  • Audiologist
  • Certified nursing assistant, CNA
  • Chiropodist
  • Chiropractor
  • Dental hygienist
  • Dental lab worker
  • Dentist
  • Dermatologist
  • Endocrinologist
  • Geneticist
  • Hematologist
  • Hypnotherapist
  • Lab technician, lab worker
  • Midwife – licensed
  • Myotherapist
  • Nurse – RN Registered nurse, LPN Licensed practical nurse – hospital or surgical, clinic nurse, Nurse practitioner, assistant
  • Occupational therapist, registered
  • Ophthalmologist
  • Optician
  • Optometrist
  • Orthodontist
  • Osteopath
  • Paramedical examiner
  • Pathologist
  • Pharmacist, registered pharmacist
  • Phlebotomist
  • Physical therapist
  • Physician, family practice physician, general practitioner, ER Emergency Room physician
  • Physician’s assistant
  • Podiatrist
  • Psychiatrist
  • Psychologist
  • Pulmonologist
  • Radiologist
  • Registered medical technologist
  • Respiratory therapist
  • Rheumatologist
  • Speech pathologist
  • Technician, lab worker
  • Transcriptionist
  • X-Ray technician
  • Hospitals, sanitariums administrator, manager, superintendent, dietician, emergency medical technician EMT, guard, attendant, cook, laundry worker, orderly, nurse’s aid
• Merchant marines
• Metallurgist
• Meteorologist
• Meter installation and repairs
• Meter reader
• Millwright
• Mineralogist
• Mining industry: manager, superintendent, foreman, other workers
• Minister
• Model and fashion industry
• Molder
• Monument industry: dealer, setter, engraver
• Mortician, embalmer
• Motion Picture industry, film industry: actor, agent, director, editor, producer, stage manager, process worker, projectionist, camera operator, makeup, property person, stage hand
• Motorcycles: dealer, sales, mechanic
• Music conductor
• Music teacher
• Musical instrument repair
• Musician, soloist, symphony, singer, vocalist, music instrument player, guitar player, bass guitar, violin, cello, trombone, saxophone, piano, drums, accordion, etc.
• Nail technician
• Nanny
• Naturopath
• News and newspaper industry: newscaster, editor, photographer, reporter, stuffer, mailer, war correspondent, foreign correspondent, newspaper delivery
• Nuclear scientist, engineer
• Nurse Practitioner
• Nurseries: manager, supervisor, sales, foreman, laborer
• Ocularist (makes glass eyes)
• Office clerk, office worker
• Office machine repair
• Oil and natural gas industry: foreman, gauger, inspector, pumpman, pipeline pumper, walker
• Opera singer
• Ophthalmologist
• Optician
• Optometrist
• Orchestra leader, singer, instrument player
• Orthodontist
• Painter – industrial, electrostatic, building, sign, house, residential, commercial;
• Painter: artist, creator, graffiti
• Paperhanger
• Paper& pulp industry: foreman, superintendent, other workers
• Paralegal
• Parking attendant
• Park ranger
• Pawn broker
• Personnel manager or director
• Personal services: barber, beautician, cosmetologist, hairdresser, manicurist, electrolycist, nail technician
• Personal trainer
• Pet groomer, pet trainer, pet sitter, walker
• Pharmacist, registered pharmacist
• Phlebotomist
• Photoengraver
• Photographer: studio, commercial, newspaper, aerial, war, freelance, stunt
• Photoprocessor
• Piano player, tuner, repairs
• Picture framer
• Pile driver
• Pilot
• Pipe fitter
• Plasterer
• Plumber
• Podiatrist
• Polisher
• Pool cleaner, maintenance, repairs, resurfacing
• Pottery maker
• Priest
• Printing and publishing industry: editor, office worker, proofreader, copyrighter, other staff
• Process server
• Professional referee
• Property manager
• Purchasing agent
• Quarry industry – see Mining
• Rabbi
• Radio & Television industry: broadcasting program director, production manager, studio manager, engineer, announcer, DJ disk jockey, newscaster, camera operator, other engineer, repairman, other
• Radio TV sales and service: dealer or sales, repairing, installing, antenna work, on-air sales
• Railroad: agent, announcer, information personnel, baggage handler, brakeman, flagman, car barn, urban rail transit, inspector, skilled worker, laborer, conductor, passenger trains conductor, dispatcher, engineer, locomotive engineer, railroad or urban transit, firefighter, freight loader, guard, manager, mechanic, messenger, porter, repairman (signal, power line, track), shipping and receiving clerk, freight handling, steward, switchman, flagman in tower, ticket clerk, track worker, yardmaster, supervisor, yard foreman, yard worker
• Rancher – see Agriculture
• Real estate: agent, broker, developer, attorney, sales agent, title company
• Receiving and shipping clerk
• Receptionist
• Repossessor, bill collector
• Restaurant industry: owner, manager, chef, cook, waiter, server, cashier, host/ hostess, bartender, bus boy, check room, attendant, dishwasher, kitchen worker, fast food worker
• Roofer
• Roustabout – inland, possibly offshore
• Sales: retail and wholesale; sales manager, traveling salesperson, in-home sales, Mary Kay, Pampered Chef, Tupperware, etc), delivery route sales
• Sandblaster
• Sanitation services, municipal, local, residential, commercial; manager, operator, foreman, supervisor, mechanic, driver, other workers
• Scrap metal dealer, workers
• Sculptor, artist, creator
• Seamstress
• Secretary, stenographer
• Security system installer
• Septic tank cleaner
• Servant
• Service station
• Sheet metal worker: cornice, drain, gutter or spout setter, tinner, tinsmith, other
• Ship / boat builder
• Shipping / receiving clerk
• Shoe shiner
• Sign language interpreter
• Signs, billboards, billboard poster, printer, installer
• Singer, musician, composer
• Sky Marshall
• Slaughterhouses
• Social service worker
• Speaker, motivational speaker
• Sports: athlete, player, football, baseball, basketball, golf, polo, volleyball, tennis, NFL, NBA, MLB, etc.; agent, broadcaster, analyst
• Sprinkler installer, repairs
• Stationary engineer
• Steamfitter
• Steel industry: manufacturing, superintendent, blacksmith, coremaker, die and job setter, cold finisher, foreman, heat treater, molder, machinist, plater, roller, solder, laborer, other workers, structural iron
• Steeplejack
• Stenographer
• Stevedore (on dock crane operator)
• Stock/ bond trader, stockbroker
• Stonecutter
• Storage, warehouseman
• Student – based on major / specialty / industry
• Surgeon, physician, doctor
• Surveyor
• SWAT team member
• Tailor
• Talent agent
• Tattoo artist
• Tavern – see Bars
• Tax consultant
• Taxicab companies: dispatcher, driver, other
• Taxidermist
• Teacher, professor, tenured – middle school, high school, college guidance counselor, superintendent, assistant superintendent, principal, assistant principal, academic or commercial subject teacher, guidance counselor, PE physical education, manual arts, industrial arts
• Telephone industry: operator, inside or outside installer, foreman, dispatcher, repairman, inspector, truck driver, cable splicer, placer, lineman
• Television – see Radio/TV
• Tennis professional, player, trainer, teaching, resident
• Textile worker
• Tile layer
• Tire retreader
• Toll collector
• Tool and die maker
• Tour manager, touring musical bands
• Tow truck driver
• Toxicologist
• Transcriptionist
• Translator
• Travel agent, guide
• Tree surgeon, sprayer, trimmer
• Trucking industry: dispatcher, mechanic, truck driver, local or long haul, furniture mover, liquor, gasoline or hazardous material
• Tug boat captain
• Typesetter
• Underwater search and rescue trainer
• Upholsterer
• Utility industries, non-municipal, telephone, water: office worker, plant superintendent, power plant superintendent, meter reader, dynamo, generator and turbine operator, meter installer, power station employee, purifying plant employee, pumpman, power line construction and maintenance
• Vending machine collector, filler, service person
• Veterinarian, large or small animals, vet technician
• Videographer
• Vinyl siding installer
• Wait person, food or liquor
• Wallpaper hanger
• Warden for prison
• Warden: game and fish; fire
• Warehouseman: foreman, checker, crater, packer, other warehouse workers
• Watchmaker, repair
• Water works – see Utility industries
• Welder
• Well driller, water wells
• Welfare worker – see Social Services
• Wind turbine builder/ repair
• Window cleaner
• Wood industry – shop foreman,cabinetmaker, carpenter, sander, spray painter, varnisher, finisher; also see Lumber industry for others
• Writer, author, books, novels, literature
• X-Ray technician
• Zookeeper

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