Are you someone active in the entertainment industry with seven figure annual revenue? Then Star Cover ℠ with the optional Disfigurement Benefit rider may be the coverage for you, to make sure you can continue bringing in an income no matter what happens to you.
Entertainers have a hard time finding coverage through the traditional insurance companies due to the high risk involved. Many entertainers have seven figure income requiring large income protection benefits coverage in case of an accident or illness, so very few companies (like LLOYD’S market) are willing to take the risk.
Have you considered insuring that you can still draw an income even if you’re unable to work in your main occupation, due to an illness or accident, including desfiguration? The StarCover ℠ Disability Insurance Plan from Lloyd’s representative in the U.S. – Petersen International – has been customized to meet the unique needs demanded by high profile entertainers and those working within the movie, television, and music industries.
Disfigurement Benefit rider (optional)
If entertainers get disfigured (accident, illness) they often lose their ability to secure work. StarCover ℠ Disability income protection plan has an optional disfigurement rider, which provides benefits even if the entertainer is not otherwise disabled.
Protecting you in YOUR OWN OCCUPATION
Even if you choose to work in a different occupation while unable to earn income from your main entertainment occupation due to an illness or accident, you’ll still receive benefits if you have the StarCover℠ policy. For example, a former stage performing musician with a head or face injury or tumor/paralysis, chooses to compose or produce music for other musicians because she can’t perform on stage due to disfigurement, while still collecting benefits from the StarCover℠ policy. The “Your Occupation” rider definition of disability has purposefully been designed to allow an individual who is receiving disability benefits as an Entertainer to continue to collect benefits and simultaneously be employed in another occupation if she/he chooses so.
StarCover ℠ covers all types of entertainer jobs and allows adequate benefits of income replacement from $1,000 to $100,000 or more monthly, and offers lump sum benefits of up to $50,000,000 or even more, as needed. Make sure you are protected from the financial ruin a disability or disfigurement could bring, with the StarCover ℠ Disability Insurance Plan.
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