You don’t have to be a celebrity to be treated like one! You may think you don’t need to insure your body parts, but keep reading. (see here the list of occupations that we can cover)
If you depend on your hands or eyes to earn your income, think of how much you’d lose in the next ten years if you got hurt and lost your vision or lost the use of your hands today. We’re talking anywhere from half million dollars lost (if you now make about $50k a year), to potentially several millions in lost income. How about during your lifetime, how much could you potentially lose?
Accidents and debilitating illnesses can happen to anyone. Disabilities don’t care if you’re a star or the “average Joe”. But making sure you can pay your bills no matter what the future brings, is not only for celebrities – it just makes financial sense. By insuring your hands, eyes or other body parts, you’re actually insuring your ability to work and earn an income. You’re insuring your paycheck. If you lost your job due to a medical reason, you will have something to fall back on if you’re insured.
How much does it cost to insure my body?
THE most asked question when we discuss hands insurance, eyes, legs, other body parts or the entire body insurance, is the cost. How much would someone need to spend to protect their future income?
Although simple (ask for a quote below) the answer depends on your age, current annual income level, occupation, etc. To put your mind at ease, rates are not astronomical, you could get a policy for as low as $80/month. Seriously! Ask for a quote and see how much benefit you could receive if you spent $80/month to protect your paycheck. Benefits vary from $1,000 per month paid to you, to potentially $Millions if you can’t work or lose your job due to a medical issue, accident or illness. Oh, not too bad, right? ?
Now is the time to fill out the form below and start looking into how much benefit you can receive if you get sick or hurt, and how much premium you’d need to pay. We can work with you to find the best combination of benefit, policy features and affordable premiums, to fit your budget. It doesn’t have to cost an arm and a leg to insure your arms and legs.
To start, let us know your age, occupation, average annual income in the last 2 years, and if you’re a smoker. Yes, smokers pay more, no matter what you’re insuring.
Daniel “LifeGuy” Dragan is a veteran insurance advisor for celebrities and common folks alike. In business since 2003, Daniel has helped many to avoid financial ruin due to illness or accidents and loss of income. Daniel will help you find the best insurance coverage for your situation. Living in beautiful Naples, Florida, with my lovely wife Melanie and our “baby” dog Bailey, a Manchester terrier mix rescue.
“It’s not sexy, but it pays to be insured!”